Global Payments Borderless Secure

Our Mission

AfriPie is transforming bill payments internationally. We make it possible to pay bills, top up airtime, and settle invoices, securely and instantly, all from one powerful platform by transmitting prompt payment instructions to local utility aggregator via an integrated API network. Whether you're supporting loved ones abroad or managing multi-market operations, AfriPie gives you a fast, affordable, and transparent way to pay utility bills worldwide. Our overarching goal is to utilize blockchain for bill settlement, eliminating intermediaries and reducing costs, thereby accelerating settlement times.

Problem

Currently, a large majority of diasporan remittances to their home country are used for some form of bill payments (electricity, tax, water, insurance, etc.). Unfortunately, they lack transparency for a multitude of reasons including fraud, improper usage, and no accountability.

There are 1 billion+ underserved consumers globally and 600 million+ consumers that lack access to make utility payments back home or on behalf of family members.

The inability to pay in foreign currencies has hindered consumers outside of emerging markets to engage in utility payments back in their home countries.

Our Solutions

An open API gateway that connects financial institutions with utility companies globally for streamlined bill payments that unlocks a better way for consumers to pay their bills.

Bill Pay Gateway

AfriPie enables financial institution users to pay bills globally directly from their online and mobile banking applications, all managed through one unified and secure platform. [Water, Electricity, Taxes, Insurance, Cable TV. Etc.] for family back home

White-Label Bill Pay Gateway Solution

Through API integrations, AfriPie offers a Bill Payment as a Service (BPaaS) solution to provide a gateway that allows financial institutions to open more service offerings to their diaspora consumers.

In Development - Coming Soon

Utilizing the Blockchain to offer traditional FIAT currencies through Stablecoin transactions, delivered to anchors globally and paid out in local currency instantly.

Why Now?

Mobile wallet accounts are out stripping numbers of bank accounts (GSMA 2020)
Influx of low-end Android base smartphones
Legacy technology means a lack of suitable remittance & payment methods
Seamless integration with utility companies that takes the hard work out of the payment process by cutting out the manual work
Demand from underserved consumers to access mobile wallet payments that can be used on e-commerce sites globally
B2B looking for a payment gateway solution to passport throughout the globe

About AfriPie

At AfriPie, our mission is to make bill payments seamless, accessible, and cost-effective for individuals and businesses alike by utilizing an integrated API network to instruct utility aggregators within our ecosystem to effect local bill payment in an agreed amount in local currency.

We are a corporation registered under the laws of Virginia, United States. Our business model is grounded on the fact that traditional financial systems are ill-equipped to efficiently solve the problems identified above. Consequently, we have expanded our focus to global diasporan bill payment solutions and mobile banking app integration.

Transparency Statement

We are a corporation registered under the laws of Virginia, United States. Our business model is grounded on the fact that traditional financial systems At AfriPie, we settle bill payments globally through our partners. Our Settlement Partner provides in-country funds for local bill settlements, which is paid upon receipt of a bill payment instruction initiated by the Customer and transmitted via an API to the in-country Bill Aggregator. Therefore, we DO NOT transmit funds internationally, instead the USD are collected into a FBO (For Benefit Of) account, for onward disbursement to the Settlement Partner's U.S. bank account ONLY. See our terms of use for region specific and detailed payment flow chart.

AfriPie displays an indicative FX rate at checkout using third-party rate sources for customer transparency. AfriPie does not execute FX. Any currency conversion and local payout, if applicable, is performed by the Settlement Partner/Utility Aggregator under its own processes

AfriPie displays a real-time FX quote for the customer prior to payment confirmation. The FX rate used for determining the local-biller credit is provided/locked by the Settlement Partner/Utility Aggregator. AfriPie settles USD domestically and does not perform FX or remit funds internationally.